Wedding Day or Special Event Insurance

[7:24] Wedding Insurance - What’s Covered. In this video I’ll explain what is covered on your wedding day and how much it costs to protect your investment on your big day.


This is a one day Insurance Policy to protect you against any mishaps that may occur on that special day.

A special event or wedding day policy helps you protect against the unanticipated: What if your venue suddenly goes out of business? What if the bridal salon loses your dress? What if your caterer backs out? Put your mind at ease and purchase a 1 day special event policy.

Special event insurance can cover weddings, bar/bat mitzvahs, quinceaneras, retirement parties, and more!

According to a 2017 study by XO Group/the Knot the national average cost of a wedding is $33,391.    Couples may not realize the potential financial consequences should something not go as planned, such as severe weather, a transportation shutdown or military deployment.

At Burgett, Ross & Associates we partner with Travelers Insurance to offer the Wedding Protector Plan®.


A special event insurance policy which provides several different types of coverage and coverage enhancements for the wedding day, rehearsal and rehearsal dinner. 

For as little as $160, your wedding insurance policy can cover a variety of situations, such as:

  • No dress. You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

  • Lost deposits. You can be reimbursed your deposit if a vendor goes out of business, declares bankruptcy before your wedding or simply fails to show up.

  • Lost rings. You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.

  • Reimbursement is available if a necessary and unavoidable cancellation or postponement of the event occurs. Reimbursement is available for transportation, food, catering services, property and equipment rentals, hall and location rentals, and more.

  • Ruined photos. If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to retake new photos.

  • Call to duty. If the bride or groom is unexpectedly called up to active duty or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

  • Damaged gifts. You can get repair or replacement cost if your wedding gifts are damaged.

  • Sudden illness. If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for certain non-recoverable expenses.

  • Venue requires insurance. As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.

  • Liquor liability. As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences.

  • Additional expense. If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost, up to 25 percent of the original contract price.


To Get A Quote For Wedding Or Special Event Insurance, Click On The Below Button


If you have questions or need other information just send us a note.

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